Tax-Advantaged Accounts
529s and Coverdells used for K-12, and the 2027 federal tax-credit scholarship: contribution limits, timing, and where state rules do not match federal.
- Tax-Advantaged Accounts Coverdell ESA vs 529 Plans for K-12 Expenses The Coverdell still pays the uniform, the bus fee and the laptop. The expanded 529 does not. Where the two K-12 lists split, and the $2,000 ceiling behind it.
- Tax-Advantaged Accounts Federal Scholarship Tax Credit 2027: What Is Decided Thirty states are on the IRS list and the $1,700 credit is already in the code, but the rules deciding how a family applies are still unpublished.
- Tax-Advantaged Accounts 529 for K-12 Tuition After the 2025 Expansion Federal law now allows $20,000 a year for K-12 and far more than tuition. Your state may still tax that same withdrawal. How to check before you take it.